Saturday, February 27, 2010

Internet Security- Take care of your computer's safety yourself!

Internet Security



We love using internet, we love all the convenience it offers us in our day to day life. But due to all the internet threats that online security faces these days, the comfort level that we could attain with the internet is affected adversely. These days these threats are most prominent while making online payments. And security breaches during these online money transactions is when we users suffer the most losses. Hence it is very important to make sure that all these transactions are safe form us consumers side atleast.

So what are the precautions that us consumers can take while making online payments?
There are a lot of things we consumers or users can do to ensure the safety of our online money transactions. It is safer to use wired network than wireless one while transferring money over the internet. Make sure the sites on which you choose to make payments are certified; in https, the 's' stands for secure and ensures safety of your transactions on that particular site. Keep changing the passwords regularly, don't repeat them for other sites and never write them down anywhere. A password should never be too obvious, like your date of birth or name. To make it complex try to include a variety of characters (letters, numbers and any other acceptable ones). Also never click on links to go to a site, always type the address in the web browser yourself to avoid being led to a fake site. Monitor your transactions on the sites that you use to make online payments closely and frequently. And in case of any suspicious transaction listing, inform the site's authority and close all the payment options immediately. Lastly, install on your computer an anti-virus and anti-spam software by an authentic firm and update it regularly.

Along with us taking these measure, its perhaps more reassuring to know that the sites that offer these online payment methods are also taking measures to make the transactions safe as well. Well they do! To make it easy for their consumers to verify their security, they put up safety certificates on their site. Some online businesses send an additional PIN number to the customers mobile phone every time a transaction has to be made. As mentioned earlier, they also use the most complex encryption. There is also a private key available these days, which is unique to one customer. This is required besides the public key to decrypt a data and transfer anything online.

With the rapidly growing technology these days there is always a scope for improvement. With this growth the businesses trying to protect online transactions as well as the hackers, both are getting smarter. Hence these businesses with the aid of their government should do their best to be one step ahead of the hackers and fight against new viruses, provide new certifications and keep on updating their customers on any new developments. These firms should also try and send educative emails to all their customers on these safety issues, something which only some of them do and others should have done long ago.

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